Grow your mortgage business and build stronger relationships

Unlock better opportunities for you and your clients and help them live a secure, worry-free retirement.
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We collaborate to reach a common goal: get the best outcome for the client. A team-oriented mentality helps us overcome any obstacles.


We maintain clear communication throughout the process, from application intake to funding, updating you and your client at every step.


We set clear expectations about the products and the forecasted timeline to hold each other accountable on the journey to closing.

All you need for your mortgage business to grow.

Bloom is a modern financial services company allowing 55+ Canadians to access their home equity quickly and painlessly. Together, we can help them live a responsible, secure and worry-free retirement.

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Why Bloom is your trusted mortgage partner

Six reasons why you’ll love doing business with us.


Industry-leading compensation.

We offer the most generous commission structure in the market: 200bps on initial advance and 200bps on subsequent advances.


Best customer service.

We know you expect top-notch service from your clients, so we go above and beyond to ensure we deliver.


Fast and seamless transactions.

We use technology to minimize the back and forth with your clients, ensuring they have a smooth experience. We have a history of closing on time — sometimes sooner than expected.


Good business foundation.

When you work with Bloom, you work with a team of professionals — from the underwriter to the compliance team, we’re all in sync — leaving no gaps for you to fill.


We do the work.

Our in-house reverse mortgage experts work directly with your clients after the referral, handling product education, document gathering, appraisal, and coordination with legal counsel so you can focus on your business.


Top-rated product.

With competitive rates, loan-to-value, and the lowest fees in the market, you can be confident your clients are getting the best reverse mortgage solution. We pay for the appraisal and manage the process for your client.

Bloom Finance is rated Excellent on Trustpilot

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My reverse mortgage business blooms with Bloom

I just closed another reverse mortgage file with Bloom, and the experience was fantastic! Smooth process, great interest rate and terms, and on-time closure. I highly recommend Bloom to clients and colleagues for their reverse mortgage needs!

Margo, Mortgage Broker

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Help your clients take one step towards a stress-free retirement with a reverse mortgage.

Eligibility criteria:

All borrowers on title must be 55 years of age or older.

Property must be located in Ontario, Alberta, or British Columbia.

Property must be owner-occupied principal residence.

Minimum property value of $250,000.

Bloom mortgage must be registered in the first position, and the current mortgage must be paid off.

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Unlock financial peace of mind

Access up to 55% of the value of your home as tax-free cash and live retirement on your own terms.

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Stay in the home you love

Maintain 100% ownership

No monthly payments required