Unlock your home’s equity and live retirement on
your terms

We help Canadian homeowners 55+ access the wealth they’ve built in their homes securely and responsibly.

Pay off mortgage and other debt

Cover unexpected costs like healthcare

Give a living inheritance to your kids

Enjoy retirement responsibly, stress free

As featured on

Get back what you’ve put in

You’ve worked hard for your home equity. It’s time for it to return the favour.

You shouldn’t have to worry about unexpected expenses, making ends meet, or losing your home.

Allow yourself to enjoy retirement stress free and on your own terms, in the home you love.

See how Bloom’s Reverse Mortgage solutions can help you achieve financial freedom.

Get a quote today

Put your home equity to work

Bloom helps you fund your retirement goals by releasing some of the wealth tied up in your home in a responsible and secure way.

Bloom Reverse Mortgage™

Our reverse mortgage allows Canadian homeowners 55+ to access up to 55% of their home’s value in tax free cash, without having to move or lose ownership of their home.

Learn more

The revolutionary Bloom Home Equity Access Mastercard®.

Access funds locked in your home equity when and where you want with the innovative Bloom Mastercard®.

Learn more

Lifetime Fixed-Rate Mortgage

Release equity from your home in one lump sum or make on-demand draws. Decide if you would like to make monthly payments, or not.

Coming Soon

The best part of working with Bloom is we’re with you at every step, breaking down complex terms and helping you choose the best product for your unique needs.

We’re here for you; let’s talk.

1-866-882-5666

I had someone to hold my hand from start to end

We had a complex financial situation, but Richard from sales guided us through it with his knowledge and expertise. We would recommend Bloom Finance to any seniors seeking financial stability in the latter part of their lives.

Diane and Richard, Calgary

Find out how much wealth is tied up in your home equity

Get a quick online estimation of how much equity you could unlock using our calculator.

Get an estimate

Access up to 55% of your home value

Proceeds are tax free.

No regular payments required

Making interest payments is up to you.

Maintain 100% ownership

Stay in the home you love.

Top-rated by homeowners for
world-class customer support

Best financial institution
I normally don’t write reviews but I am extremely impressed with Bloom and especially Vishal. Vishal is truly a man with honor and integrity. He was honest and helped me through the whole process and also going above and beyond to get me the best financing amount and rates. If you are in the market for these services, I would highly recommend them, no need to look anywhere else.

Our Bloom agent made everything easy for us.
My family and I are grateful to Bloom for the opportunity of a reverse mortgage, received today, which is already making our lives more simple. Our Bloom agent made everything very easy for us, and we appreciate his impeccable care and trustworthiness.

A Company that Cares
I was surprised and pleased at the professionalism of Bloom Home Equity and the ease with which they made my transition into Reverse Mortgage
I would definitely recommend this company to anyone who is considering a mortgage

Good Experience with Bloom
The experience was quite stress free considering it was a big step for us. Bob was very responsive and helpful. There was a glitch with a government document which we couldn't solve ourselves and Bob took care of for us. With Bob's help and Bloom's system we were able to get it done online and in a timely fashion,

Great process
As a mortgage broker, when a client gives you a bottle of wine to say thanks... You know everyone involved did a great job and the product is the right option for the client.

Thanks to all the folks at Bloom…
Thanks to all the folks at Bloom Reverse Mortgage, you all have made our experience very positive and you have put us at ease through out the process. A special thanks to Kevin Song for going above and beyond to help us with no questions asked.

Best Financial InstitutionI normally don't write reviews but i am extremely impressed with Bloom and especially Vishal. Vishal is truly a man with honor and integrity. He was honest and helped me through the whole process and also going above and beyond to get me the best financing amount and rates. If you are in the market for these services, I would highly recommend them, no need to look anywhere else.

Great People, Great Product.Sarah was absolutely excellent to work with. I am a mortgage agent and this was my first time using Bloom's services for a client. Sarah was warm and personable, and provided first-class service and guidance. She was great at communicating and responding to my many messages and keeping me in the loop every step of the way. Bloom also offered the best available interest rate for this type of mortgage product.
I will definitely be returning to Bloom for my clients' needs in future.
Thanks Sarah!

Read all Trustpilot reviews

It’s your time to Bloom.

Watch this short clip to see how Bloom helps 55+ Canadians find financial flexibility in retirement.

Take one step towards a stress-free retirement

Get your Bloom Reverse Mortgage™ estimate in less than a minute and see how we can help you achieve financial flexibility in retirement.

Get a quote

FAQs

Won’t a reverse mortgage deplete the equity I have built in my home?
How can I learn more about reverse mortgage solutions, and whether this is right for me?
Where does Bloom operate?
Am I eligible?
How much could I be eligible for?
What can I do with the money?